First-Time Buyers Program in Huntersville, NC

No matter your age, buying your first vehicle is an exciting experience. For those in and around Huntersville, Charlotte, and Mecklenburg County, North Carolina, we at Joey Logano's Huntersville Ford are here to make this unfamiliar journey feel effortless.

For shoppers who are eligible, we will set you up with our First-Time Buyers Program, which offers a variety of flexible payment plans and benefits. We want you to see that buying or leasing a new vehicle isn't as scary as you think.

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Benefits of the First-Time Buyers Program

Ford Motor Company may match up to $500 of your down payment!
Our First-Time Buyers Program offers low monthly payments for that new Ford that always caught your attention.

There are also a ton of amazing reasons to buy from Huntersville Ford!

Are You Eligible?

Confirmation of no prior automotive credit and no major derogatory credit
Verification of full-time employment at your current job for at least six months
Minimum $500 cash down (excluding dealer or manufacturer rebates but including trade equity)
Maximum advance of 100% of dealer invoice
Maximum term is up to 75 months (low APR and Standard Rate) where applicable
Debt to income ratio of 50% or less (including rent in total debt calculation)
Vehicle payment cap is $400 per month and no more than 18% of your monthly income

FAQs

What are the top used cars under $25K for college students?

College students should look for a used car with good fuel efficiency and plenty of interior space for group outings and dorm room moves. Find a used car for sale under $25K by clicking here.

What is a good monthly payment for a first-time buyer in Huntersville?

Experts recommend the 10% rule, which states your monthly car payments shouldn’t be more than 10% of your monthly income.** Contact our financing specialists for more information.

Where can I find car dealerships with first-time buyer specials in Huntersville?

Joey Logano’s Huntersville Ford is your destination in Huntersville, NC, for first-time buyer specials. This special program includes down payment matching and low APR financing options.

If you'd like to learn more, contact us today or stop by Joey Logano's Huntersville Ford to get started. We look forward to meeting our customers near Huntersville, Charlotte, and Mecklenburg County, NC.

*Source: SoFi

**Source: KBB

Although every reasonable effort has been made to ensure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user "as is" without warranty of any kind, either express or implied. All vehicles are subject to prior sale. Price does not include applicable tax, title, and license charges. ‡Vehicles shown at different locations are not currently in our inventory (Not in Stock) but can be made available to you at our location within a reasonable date from the time of your request, not to exceed one week.

This site, and all information and materials appearing on it, are presented to the user "as is" without warranty of any kind, either express or implied.

The advertised price does not include sales tax, vehicle registration fees, finance charges, or other government fees required by law. Pricing may include manufacturer rebates available to all buyers. Conditional incentive programs (such as College Graduate, Military, First Responder, or trade-in incentives) are not included in the advertised price but may represent additional savings for qualified buyers. See dealer for eligibility details. Carolina Complete ($878.50) is an optional dealer product and is not included in the advertised price. While we strive for accuracy in all pricing and vehicle information, please verify details with the dealership prior to purchase. All vehicles are subject to prior sale. Images shown may not represent the actual vehicle; options, colors, trim, and body style may vary. Trade appraisals are estimated values. These values could increase or decrease based on condition, mileage, and availability.

CPO and used vehicles may be subject to unrepaired manufacturer recalls. Please contact the manufacturer or visit https://www.nhtsa.gov/ for current recall information. Clean Vehicle Credit eligibility information is sourced from IRS Publication 5900 and should not be considered tax advice. Consult a tax professional for guidance.

Buying Your First Car in Huntersville, NC